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What to Expect from Canada’s Housing Market in 2022
What to Expect from Canada's Housing Market in 2022 I'd like to wish you a very happy, healthy and prosperous 2022! Not many forecasters anticipated the extent of the housing market's performance in 2021. The year ended with both home sales and average prices up over...
Planning on Gifting a Down Payment This Holiday Season?
Planning on Gifting a Down Payment This Holiday Season? The season of giving is upon us. For some parents, that means snapping up Black Friday deals to ensure happy kids on Christmas morning. For others, it could mean forking out tens of thousands of dollars to help...
Making Sense of All the Rate-Hike Predictions
Making Sense of All the Rate-Hike Predictions There’s been a lot of talk in the news lately about where mortgage rates are headed. We know the obvious direction from here is up, but what we don’t know is how high and how quickly. Nobody, not even the experts, can...
A Look at the Government’s Housing Commitments
A Look at the Government's Housing Commitments Not much changed following last month’s federal election. However, the governing Liberals now have an opportunity to deliver a fresh slate of housing policies designed to create stability and assist first-time homebuyers...
What Happens If You Miss A Mortgage Payment?
What May Happen if You Miss a Mortgage Payment? For the majority of mortgage borrowers, missing a single mortgage payment is not a concern. But have you ever wondered what would happen if, for some reason, you couldn’t make your payment? Below I’m going to share with...
Mortgage Pre-Approvals: What Are They, And Do You Need Them
Mortgage Pre-Approvals: What Are They, and Do You Need One? There’s a common misconception among some homebuyers that if you’ve got a pre-approval, your mortgage is basically guaranteed. But this isn’t always the case. Having a pre-approval doesn’t automatically mean...