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RRSP Season is Here

The deadline for RRSP contributions for the 2018 tax year is March 1, 2019.  If you have not contacted your investment advisor regarding your contributions, we suggest you do so, as soon as possible.   Do you have a retirement plan in place?  There is no time like...

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New Year, New Budget

We have made it through another holiday season and hopefully so did your bank account.  With the start of a new year, it’s a perfect time to review or do a new budget.    The best place to start when creating a budget, is with your bank statements.  Look at a minimum...

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Dispelling the myths of using a Mortgage Broker.

Here are 5 of the most common myths about Mortgage Brokers and why the myths are not true. 1. You need to pay a huge premium to work with a mortgage broker. Untrue.  Mortgage brokers are usually paid by the mortgage lender, such as a bank, monoline lender or credit...

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What is Your Retirement Number?

Guest Blog By: Chris Brown, CA, CPA There's a rule of thumb out there that says you need to save enough money for retirement, to live on 75 to 85 percent of your pre-retirement income.  For example, if your current household income is $100,000 you should plan to save...

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Tips for Getting your House Ready to Sell

Here are some simple tips for getting your house ready to put it up for sale. Clean, Clean and Clean some more: Do a good deep clean of the entire house.  This includes closets, cupboards, storage areas, drawers, carpets, walls and windows. Declutter:  Pack up or get...

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CHIP Reverse Mortgage: Benefits and FAQs

  Provided by HomEquity Bank Wouldn’t it be nice if you had the money to do more of the things you want to do? A CHIP Reverse Mortgage could be just what you need. It’s the simple and sensible way to unlock the value in your home and turn it into cash to help you...

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