by Amy Coburn | Mar 20, 2019 | Budget, First Time Home Buyers, Mortgage News
They call it “An Affordable Place to Call Home”. There are 2 key factors in this recent budget to be implemented September 2019: First change is to allow First Time Home buyers to now withdraw up to 35K from their RRSP’s. This is an increase from the previous limit... by Amy Coburn | Jun 8, 2018 | Buying and Selling, First Time Home Buyers, Mortgage Basics
The are so many reasons to use a Mortgage Broker. Here are just a few. Choice: Many people’s first instinct when they need a mortgage is to go to their bank. And that is fine, we work with banks and credit unions all the time. However, the Mortgage Specialists at... by Amy Coburn | Nov 24, 2017 | First Time Home Buyers
Buying your first house can be a very intimidating. It is the unknown that can scare people away. We want to make the buying process as easy as possible. This starts with educating yourself in the home buying process.First you will need to figure out how much you... by Amy Coburn | Aug 8, 2017 | First Time Home Buyers, Mortgage Basics
In the process of getting a mortgage, or any secured loan, you may be asked to get a Co-Signor or Guarantor. They sound like the same thing but they have 1 very distinct difference. A Co-signor, also known as a Co-borrower, are also considered to be a co-owner. ... by Amy Coburn | May 8, 2017 | Buying and Selling, First Time Home Buyers, Mortgage Basics
So you have purchased a property or are refinancing a property you already own, now what? First you need to supply your mortgage broker with all the supporting documents that they have requested. Then the chosen lender will send a legal document, called... by Amy Coburn | Mar 17, 2017 | Buying and Selling, First Time Home Buyers, Mortgage Basics
So you finished school and found a great job. Now you want to buy your first home BUT you haven’t been able to save enough for the down payment. We understand that sometimes saving the down payment for a new home can be challenging. The Flex Down Mortgage program...