by Amy Coburn | Jan 20, 2017 | Insurance, Mortgage Basics
We do regular maintenance on our homes, like getting ducts cleaned, furnace serviced, cleaning the gutters and chimney, checking the roof for problems and getting plumbing fixed when there is a leak or a pressure issue. But what about your home’s electrical system? ... by Amy Coburn | Jan 9, 2017 | Budget, Buying and Selling, First Time Home Buyers, Mortgage Basics
Happy New Year Everyone! January brings upon the arrival for those dreaded credit card bills that many people rack up over the holiday season. We live in a society that tends to over spend at Christmas, which is easy to do when we use credit and debit cards. So... by Amy Coburn | Oct 14, 2016 | Budget, Mortgage Basics
Reviewing your mortgage is very important in times when there is an interest rate change, when your mortgage deal comes to an end and also just a general annual review in order to determine how your existing mortgage compares to the new deals within the market. It is... by Amy Coburn | Sep 1, 2016 | Mortgage Basics, Mortgage News
Sometimes a traditional mortgage with a bank or monoline lender is not a good fit for our clients. That is why we can arrange private mortgages as well. Private mortgage companies have a higher risk tolerance for borrowers that fall within that same category –... by Amy Coburn | Aug 5, 2016 | First Time Home Buyers, Mortgage Basics
You may have heard mention of a collateral charge mortgage or this may be the first time you have heard the term. One method of securing a mortgage or loan against your property is a collateral charge. It has become standard practice at some of the big banks. It is... by Amy Coburn | Jul 22, 2016 | First Time Home Buyers, Mortgage Basics
We see it time and time again, first time home buyers, (even second and third time) caught off-guard by the costs of buying a home. Here is a list of some of the big and little expenses that you need to plan for when house hunting. Land Transfer Tax – When a property...