by Amy Coburn | Feb 5, 2016 | Buying and Selling, First Time Home Buyers, Mortgage Basics
Spring is in the air and things are heating up in the real estate market. To get prepared, not only do we recommend getting a pre-approval, but here are some of the documents you should be gathering.Mortgage lenders require paperwork that verifies every facet of your... by Amy Coburn | Nov 13, 2015 | Buying and Selling, First Time Home Buyers, Mortgage Basics
The mortgage pre-approval process is one that can greatly improve the likelihood of a smooth purchase process. Benefits of getting a Pre-Approval:· Hold a great interest rate for 120 days· Make sure you qualify for a mortgage· Know your maximum... by Amy Coburn | Oct 16, 2015 | Buying and Selling, First Time Home Buyers, Mortgage Basics
Many house hunters know the feeling of seeing a home that’s almost perfect, but it needs a few changes to make it their own. Maybe you want to tear out the retro kitchen, update the old-fashioned bathroom, or replace some old drafty windows. With Purchase Plus... by Amy Coburn | Sep 4, 2015 | Mortgage Basics
Thinking of breaking your mortgage agreement early? Unless you are in a fully open mortgage, penalties will apply. Some mortgages may have a predetermined fee built into the agreement for breaking it, but most commonly the fee is calculated based on either; three... by Amy Coburn | Aug 21, 2015 | First Time Home Buyers, Mortgage Basics
The most asked question I get about mortgages is “What is your best rate?” As a Mortgage Broker, I will always get the best rate for the product that best suits my client’s needs. Here are some other things to consider, besides rate. Pre-payment options. Some... 